Loving the new Bank Account

[kirby1024]

On my birthday, I decided that, due to the Commonwealth Bank not liking me and refusing to give me a Debit Card, I'd open up a new bank account at a Bank Account that actually understands that a Visa Debit Card doesn't require them to borrow money to me.

That bank happens to be St. George. I'm liking their service so far, They've got nice bank branches, the staff are kind and curteous, if slightly underskilled, they have very good student options, etc. The new card came very quickly, and after I got all the bits and pieces for the card, I've been happy with it. Have, in fact, even used it to purchase a roleplaying book off the web - a book called Capes, that's only available on the web.

My only issue at the moment is the Internet Banking side. It looks wonderful, but the fact that I not only have to remember a password but a "security number" is a slight drop in pleasure from using the account. The fact that I'm on dial-up and it's a Java system is also detracting a little.

On the other hand, I can shop on the internet, and not worry about a credit-card bill. I can handle the Internet Banking for the freedom to buy the stuff I really want over the internet. All up, I can highly recommend to people St. George. They're actually pretty decent...

Comments

[sols-light.livejournal.com]

As long as you have a branch near you, no problem. I know many people who can't find a local branch, but they're slowly fixing that.

I'd extol the virtues of the Bank I work for, but I do that every day and you've chosen a bank with more helpful people than the one I work for.

[codenamejp.livejournal.com]

That is dumb if your old bank didn't want to get you a debit card...

I know I love using my card. I'll even use it to buy snacks at work for 50 cents.

[kirby1024.livejournal.com]

More correctly, the Commonwealth Bank requires that you go through a means test, same as a regular credit card. Which, of course, is stupid, seeing as a Visa Debit card is your money, not the bank's or Visa's!

I actually have a bankcard with the Commonwealth (which I use for EFTPOS stuff), but the fact that I really wanted a debit card to use over the internet brought me to St. George.

[aeduna.livejournal.com]

The Bendigo do one too, fwiw, and have a few more branches around. Been fairly happy with them after also ditching the Commonwealth.

[damien-wise.livejournal.com]

Bank of Melbourne gave one to me after I gave the Commonwealth a piece of my mind...they claimed the _don't_ offer a Debit Card "product" (full-stop, regardless of income or account-balance)...they must be losing customers in droves as a result.